:root{
  --white:#ffffff; --grey:#f5f5f6; --navy:#122540; --navy2:#1b3559;
  --black:#0a0a0b;
  --gold:#c6a15b; --gold2:#a9863f; --ink:#1c1c1e; --muted:#6b6f76;
  --blue:#2f5aa8; --red:#d94f4f; --wa:#25d366; --line:#e9e9ea;
  --serif:'Playfair Display',Georgia,serif; --sans:'Inter',-apple-system,'Segoe UI',sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.tricolor{height:5px;background:linear-gradient(90deg,var(--blue) 0 33.3%,#fff 33.3% 66.6%,var(--red) 66.6% 100%)}
.topbar{background:var(--black);color:#fff;font-size:13.5px;letter-spacing:.02em}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;padding-top:9px;padding-bottom:9px;gap:12px;flex-wrap:wrap}
.topbar a{color:var(--gold);font-weight:600}
.topbar .offer{color:#ffe9b8}
nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
nav .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-family:var(--serif);font-weight:700;font-size:19px;border:2px solid var(--gold)}
.brand-name{font-family:var(--serif);font-weight:700;font-size:20px;color:var(--navy);line-height:1.15}
.brand-name small{display:block;font-family:var(--sans);font-size:10.5px;letter-spacing:.28em;color:var(--gold2);font-weight:600}
.nav-links{display:flex;gap:24px;font-size:14px;font-weight:500;color:var(--navy)}
.nav-links a:hover,.nav-links a.active{color:var(--gold2)}
.btn{display:inline-flex;align-items:center;gap:9px;font-weight:600;font-size:15px;padding:13px 26px;border-radius:999px;transition:transform .18s ease,box-shadow .18s ease;cursor:pointer;border:none}
.btn:hover{transform:translateY(-2px)}
.btn-wa{background:var(--wa);color:#fff;box-shadow:0 8px 22px rgba(37,211,102,.35)}
.btn-gold{background:var(--gold);color:#fff;box-shadow:0 8px 22px rgba(198,161,91,.35)}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 8px 22px rgba(18,37,64,.3)}
.btn-outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.75)}
.btn-sm{padding:10px 20px;font-size:13.5px}
@media(max-width:960px){.nav-links{display:none}}
.hero{position:relative;min-height:88vh;display:flex;align-items:flex-end;color:#fff;overflow:hidden}
.hero-bg{position:absolute;inset:0;background:url('assets/hero.webp') center/cover no-repeat}
.hero-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(5,8,14,.5) 0%,rgba(5,8,14,.18) 40%,rgba(5,8,14,.85) 100%)}
.hero-inner{position:relative;z-index:2;width:100%;padding:90px 0 70px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12.5px;letter-spacing:.3em;font-weight:600;color:#ffe9b8;text-transform:uppercase;margin-bottom:18px}
.eyebrow::before{content:"";width:34px;height:2px;background:var(--gold)}
.hero h1{font-family:var(--serif);font-size:clamp(42px,6.4vw,76px);line-height:1.06;font-weight:700;max-width:13ch;margin-bottom:20px}
.hero h1 em{font-style:italic;color:var(--gold)}
.hero p.lead{font-size:clamp(16px,2vw,20px);font-weight:300;max-width:56ch;color:#f2ede2;margin-bottom:34px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:26px}
.hero-meta{display:flex;gap:26px;flex-wrap:wrap;font-size:14px;color:#e9e2d4}
.hero-meta span{display:inline-flex;align-items:center;gap:8px}
.page-hero{background:var(--black);color:#fff;padding:84px 0 70px;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:-80px;top:-80px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(198,161,91,.28),transparent 70%)}
.page-hero h1{font-family:var(--serif);font-size:clamp(36px,5vw,58px);margin:14px 0 16px}
.page-hero h1 em{color:var(--gold);font-style:italic}
.page-hero p{color:#c9c9ce;font-weight:300;font-size:17px;max-width:62ch}
.crumbs{font-size:13px;color:#8f8f96;letter-spacing:.06em}
.crumbs a{color:var(--gold)}
.trust{background:var(--navy);color:#fff}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;padding-top:26px;padding-bottom:26px;text-align:center}
.trust b{font-family:var(--serif);font-size:19px;display:block;color:var(--gold)}
.trust span{font-size:13px;color:#cfd6e4}
@media(max-width:700px){.trust .wrap{grid-template-columns:repeat(2,1fr);gap:20px}}
section{padding:96px 0}
.sec-head{max-width:720px;margin:0 auto 54px;text-align:center}
.sec-kicker{font-size:12.5px;letter-spacing:.3em;font-weight:600;color:var(--gold2);text-transform:uppercase;margin-bottom:14px}
.sec-title{font-family:var(--serif);font-size:clamp(30px,4vw,46px);color:var(--navy);line-height:1.15;margin-bottom:16px}
.sec-sub{color:var(--muted);font-size:17px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
@media(max-width:900px){.grid2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:36px 32px;transition:transform .2s ease,box-shadow .2s ease}
.card:hover{transform:translateY(-6px);box-shadow:0 24px 48px rgba(10,10,11,.1)}
.card h3{font-family:var(--serif);font-size:23px;color:var(--navy);margin-bottom:10px}
.card p{font-size:15px;color:var(--muted)}
.prog-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
@media(max-width:700px){.prog-grid{grid-template-columns:1fr}}
.prog .num{font-family:var(--serif);font-size:15px;color:var(--gold2);letter-spacing:.18em;font-weight:600;margin-bottom:12px}
.tag{display:inline-block;margin-top:16px;font-size:12px;font-weight:600;letter-spacing:.08em;color:var(--navy);background:var(--grey);border:1px solid #dcdcdf;padding:6px 13px;border-radius:999px}
.check-list{list-style:none;display:grid;gap:12px;margin-top:18px}
.check-list li{display:flex;gap:12px;font-size:15.5px;color:var(--ink)}
.check-list li::before{content:"✓";color:var(--gold2);font-weight:700;flex:0 0 auto}
.img-frame{border-radius:20px;overflow:hidden;box-shadow:0 24px 60px rgba(10,10,11,.18);border:1px solid var(--line)}
.img-frame img{width:100%;height:100%;object-fit:cover}
.dark{background:var(--black);color:#ececf0}
.dark .sec-title{color:#fff}
.dark .sec-sub{color:#b9b9c0}
.quote-card{background:#141416;border:1px solid rgba(198,161,91,.3);border-radius:20px;padding:48px 44px;position:relative}
.quote-card::before{content:"“";position:absolute;top:8px;left:26px;font-family:var(--serif);font-size:110px;color:rgba(198,161,91,.3);line-height:1}
.quote-card p{font-family:var(--serif);font-size:clamp(19px,2.4vw,25px);font-style:italic;line-height:1.6;color:#f0ede4;margin-bottom:22px;position:relative}
.quote-card cite{font-style:normal;font-family:var(--sans);font-size:13px;letter-spacing:.14em;color:var(--gold)}
.referral{background:linear-gradient(120deg,var(--navy2),var(--black));border-radius:24px;color:#fff;padding:60px 56px;display:grid;grid-template-columns:1.4fr .6fr;gap:40px;align-items:center;position:relative;overflow:hidden}
.referral::after{content:"";position:absolute;right:-70px;top:-70px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(198,161,91,.35),transparent 70%)}
@media(max-width:800px){.referral{grid-template-columns:1fr;padding:44px 30px}}
.referral h2{font-family:var(--serif);font-size:clamp(28px,3.6vw,42px);margin-bottom:14px}
.referral h2 em{color:var(--gold);font-style:italic}
.referral p{color:#d8d2c2;font-weight:300;font-size:16.5px;max-width:52ch}
.gift{font-size:90px;text-align:center;filter:drop-shadow(0 14px 30px rgba(0,0,0,.35))}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:step}
@media(max-width:800px){.steps{grid-template-columns:1fr}}
.step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:36px 30px;position:relative}
.step::before{counter-increment:step;content:"0" counter(step);font-family:var(--serif);font-size:56px;color:#fff;-webkit-text-stroke:1px var(--gold);position:absolute;top:18px;right:24px;font-weight:700}
.step h3{font-family:var(--serif);font-size:21px;color:var(--navy);margin:14px 0 10px}
.step p{font-size:15px;color:var(--muted)}
.faq-item{border:1px solid var(--line);border-radius:14px;margin-bottom:14px;overflow:hidden;background:#fff}
.faq-q{width:100%;background:none;border:none;text-align:left;font-family:var(--sans);font-size:16.5px;font-weight:600;color:var(--navy);padding:20px 24px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq-q span:last-child{color:var(--gold2);font-size:22px;flex:0 0 auto}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 24px 22px;color:var(--muted);font-size:15.5px}
.faq-item.open .faq-a{max-height:300px}
.method{display:flex;align-items:center;gap:16px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;transition:transform .18s ease}
.method:hover{transform:translateX(6px)}
.method .mi{width:48px;height:48px;flex:0 0 48px;border-radius:12px;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:21px}
.method b{display:block;color:var(--navy);font-size:15.5px}
.method span{font-size:13.5px;color:var(--muted)}
.cta-band{background:var(--navy);border-radius:24px;color:#fff;text-align:center;padding:64px 40px;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;left:50%;top:-120px;transform:translateX(-50%);width:420px;height:240px;background:radial-gradient(ellipse,rgba(198,161,91,.3),transparent 70%)}
.cta-band h2{font-family:var(--serif);font-size:clamp(30px,4vw,46px);margin-bottom:14px;position:relative}
.cta-band h2 em{color:var(--gold);font-style:italic}
.cta-band p{color:#cfd6e4;max-width:56ch;margin:0 auto 30px;position:relative}
footer{background:var(--black);color:#b9c2d4;padding:56px 0 30px;font-size:14px}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
@media(max-width:800px){.foot-grid{grid-template-columns:1fr 1fr}}
.foot-brand{font-family:var(--serif);font-size:22px;color:#fff;margin-bottom:10px}
footer a:hover{color:var(--gold)}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:12.5px;color:#8b94a9}
.sticky-cta{position:fixed;bottom:0;left:0;right:0;z-index:60;display:none;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-top:1px solid var(--line);padding:10px 14px calc(10px + env(safe-area-inset-bottom));gap:10px}
.sticky-cta .btn{flex:1;justify-content:center;padding:13px 10px;font-size:14.5px}
@media(max-width:700px){.sticky-cta{display:flex}body{padding-bottom:74px}}
.rv{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.rv.in{opacity:1;transform:none}
.timeline{display:grid;gap:0;margin-top:40px}
.t-step{display:grid;grid-template-columns:64px 1fr;gap:20px;padding:26px 0;border-bottom:1px solid var(--line)}
.t-step:last-child{border:none}
.t-dot{width:56px;height:56px;border-radius:50%;background:var(--black);color:var(--gold);font-family:var(--serif);font-weight:700;font-size:20px;display:flex;align-items:center;justify-content:center;border:2px solid var(--gold)}
.t-step h3{font-family:var(--serif);color:var(--navy);font-size:21px;margin-bottom:6px}
.t-step p{color:var(--muted);font-size:15.5px}